Private Client Weatlh Management

Our Fees

We charge our clients for our professional services...

Initial Consultation

We will conduct an initial meeting with you either face to face or over the phone/skype, depending on your preference.

This will allow us to get to know one another a little better and for you to understand more about our services. During this meeting, we will capture valuable information about your current circumstances, financial history, priorities and objectives. We will also discuss your attitude towards investment risk and your capacity for loss.

The consultation will end with a summary of our findings and the scope of the advice, i.e. whether you require a full financial review or if the advice is to be limited to certain areas.

The initial consultation is free, and you are under no obligation to use our services.

Following this consultation, we will confirm to you in writing the cost for the advice you require.

Advice

Should you decide to proceed, we will ask you to formalise your permission for us to commence chargeable work by signing your agreement.

We will then undertake the process of thoroughly analysing your current position, including reviewing existing policies, plans or investments where required. We will diligently research potential solutions for your needs. Should we need to consult with any professional advisers or financial service providers with whom you have an agreement, we will ask for your express consent to do so.

Once we have all the information we require, a financial report will be produced which will paint a clear picture of your current position, your objectives and our thoroughly researched recommendations.
We will arrange to meet with you to discuss our recommendations in full and to take you through the report.

The cost for the advice will be quoted as a fixed fee, based on the amount of time we anticipate this stage to take.

We use our hourly rate of £195 to arrive at this fee.

The report provided can operate as a stand-alone document, should you decide to not proceed with the advice.

Example of how much our initial fees might cost:
If the amount of time taken to research and report on your objectives is assessed as 10 hours, then at a rate of £195 per hour there would be a total fee of £1,950 payable.

Implementation

Implementation

Once you feel you can make a fully informed decision to proceed, and you have given us your consent to do so, we will implement our recommendations. We will assist you in completing all the relevant forms and ensure our recommendations are processed in a timely manner.

We will charge a fee to cover the implementation process.

Example of how much our implementation fees might cost:
The implementation of a straight forward investment contract takes 2 hours. The implementation fee is £390.
The implementation of a pension involving transfers from other pensions takes 4 hours. The implementation fee is £780.

Ongoing Advice

Establishing a financial strategy is a major step towards making the right choices to secure your desired lifestyle. However, true security comes by reviewing and adapting your strategy when circumstances change. We therefore recommend that our investment clients enlist our services on an ongoing basis.  

Our ongoing advice fee is 0.75% per annum, subject to a minimum £1,950 per annum, which equates to 10 hours work. The amount you pay will determine the service category you fall into.

At your annual review, we will recalculate your service proposition.

Ongoing Advice

Investment Amount

Cost for Ongoing Advice

Click to view our service level fees

PCWM Comprehensive Service

Up to £520,000

0.75% (min £1,950 per annum)

PCWM Comprehensive Service

Investment Amount:
Up to £520,000

Cost For Ongoing Advice:
0.75% (min £1,950 per annum)

PCWM Premium Service

Investment Amount:
£520,000 +

Cost For Ongoing Advice:
0.75%

PCWM Premium Service

£520,000 +

0.75%

Please note, where the value of your investments rises, then the fees for this service will increase. Conversely, if the value of your investments falls, the cost of this service will decrease.

You can cancel your ongoing advice service at any time in writing, providing 30 days notice.

Please see below, for a breakdown of the service you will received based on the category you fall into.

Services Offered

Comprehensive

Premium

Click to view our service level fees

Access to the PCWM Portal

Biannual Valuations

Written Portfolio Valuations on Request

Account Administration

Ongoing Telephone & Email Support

Annual Review Meeting

Annual Review Report & Recommendations

Biannual Review Meeting

Biannual Review Report & Recommendations

Quarterly Newsletters

Strategic Updates to other Professionals

PCWM Core Service

Investment Amount:
Under £250,000

Cost For Ongoing Advice:
0.75% (min £1,170 - max £1875 per annum)

PCWM Comprehensive Service

Investment Amount:
£250,001 - £500,000

Cost For Ongoing Advice:
0.75% (max £3750 per annum)

PCWM Premium Service

Investment Amount:
£500,001 +

Cost For Ongoing Advice:
0.75% (from £3,751 per annum)

Access to the PCWM Portal
Biannual Valuations
Account Administration
Ongoing Telephone & Email Support
Annual Review Meeting
Annual Review Report & Recommendations
Quarterly Newsletters
Access to the PCWM Portal
Biannual Valuations
Written Portfolio Valuations on Request
Account Administration
Ongoing Telephone & Email Support 
Annual Review Meeting
Annual Review Report & Recommendations
Biannual Review Meeting
Biannual Review Report & Recommendations
Quarterly Newsletters
Strategic Updates to other Professionals

You are not obliged to pay for our ongoing advice, however this means we will not assess the ongoing suitability of the original advice provided. Your file will not be updated and your portfolio will not be monitored. A fee will need to be agreed with you in advance of any additional work taking place. This will be based on our hourly rate of £195 per hour.

Ad Hoc Advice

If you require any additional advice not covered by your service proposition, there may be a cost for this. Any additional work will be charged on a time-spent basis of £195 per hour. You will be advised of the fee in writing in advance.

Get in touch now to see how we can work for you

Get in Contact